I’m sorry to hear that you were injured in an accident. You may be the safest driver around, but when
you are forced to share the roads with other drivers, there is always a risk of an accident. Normally,
when are injured in an automobile accident because of the negligence of another driver, you are
entitled to pursue damages against that driver. If the person who caused the accident has little or no
insurance or assets, you may be out of luck.
Hopefully, you have uninsured motorist and/or underinsured motorist coverage as part of your own car
insurance package. Texas only requires that drivers have minimum automobile insurance coverage,
which is in many cases not sufficient to adequately compensate an injured party. Many drivers ignore
the law altogether and drive without any insurance coverage at all.
If you are injured in any type of accident involving a motor vehicle, and the value of your injuries and
other damages exceeds the coverage of the at-fault party’s insurance policy, you may be able to pursue
a claim against your insurance company under the terms of your policy. However, it’s important to keep
in mind that your best interests are different from those of your insurance carrier. Insurance companies
stay in business by taking in more money on premiums than they pay out in claims. Insurance companies
may also try to deny the claim altogether.
If you have been involved in an automobile accident in the Dallas-Fort Worth area with a driver who
does not have adequate insurance coverage to pay for your injuries, call the Dallas-Fort Worth
automobile accident attorneys at the Barber Law Firm at 972-231- 5800. We can help. Call today to learn
more or to schedule a free consultation.