One obligation of automobile insurance companies is to negotiate and settle claims “in good faith”. If an insurance company denies a claim in bad faith, they may be breaking their contract with you. Settling
claims in bad faith typically means offering a very low settlement or denying a claim altogether
without a reasonable basis to do so.

If that has happened to you, you may wish to hire a personal injury attorney. An attorney may be
able to help you sue the insurance company for additional damages. It can be hard to prove that
an insurance company acted in bad faith, but under certain circumstances it is possible.
Normally, in a bad faith lawsuit, if the plaintiff is able to prove that bad faith occurred, he or she
can recover compensation for any damages that occurred as a result of the bad faith denial of the
claim. Damages may include the cost of defending any injury lawsuit, the cost of suing the
insurance company to prove that the claim should have been approved, and damages for
emotional distress.

If your insurance company is denying they acted in bad faith, they may try to poke holes in your
case. The insurance company may claim that you lied during the claims process. They may say
that they were reasonable in their negotiations during the claims process, or that they made an
innocent mistake.

If you believe that your insurance company is acting in bad faith, you may wish to let them know
that by using that term during your interactions with them. If nothing improves, it may be time to
speak with an attorney. Talk to our auto insurance attorneys at the Barber Law
Firm. We can help. Call us today to learn more or to schedule a free