Call for a Free Consultation - 800.000.000 Law Blog Our Locations Testimonials Email Us
Bookmark and Share

Archive for December, 2011

What Does “Full Coverage” Really Mean?

Friday, December 16th, 2011

Although Texas law requires drivers to maintain only a minimum amount of liability insurance (designed to pay for damages you cause to other drivers), many Texans choose to get “full coverage”, which will also pay for your own damages you cause. Full coverage policies also typically cover damages from theft, weather conditions, or fire. Many automobile owners mistakenly believe that if they have full coverage automobile insurance they will not have to pay any amount if they are involved in a car accident. This is not always true.

If you choose to purchase full coverage automobile insurance, you should closely examine the policy to find out what the limit is that will be paid out for each accident, and what happens if an accident you cause exceeds that limit. You may find out that you have to pay any excess costs. You also will be responsible for your deductible. In most full coverage policies, when a vehicle is a total loss, the insurance company will only pay out the current market value of the car. If you or another driver happens to owe more on the car than its current market value, you will be responsible for making up the difference, which in some cases can be significant.

There are also other expenses vehicle owners incur that will not be covered by full coverage, such as normal wear and tear and expenses related to failing to properly maintain a vehicle. Full coverage insurance may also not pay for the theft of some items from your vehicle, such as stereo systems, GPS units, radar detectors, DVD players, and more. You should ask your insurance company or examine your policy to determine which items are insured.

 Have you been involved in an accident in the Dallas area? If so, contact the Barber Law Firm at 817-329-5095. You may be able to recover from the other driver for your medical expenses, damage to your vehicle, and more. Call us today for a free consultation.

Consumer Safety Tips for the Cyber Shopping Season

Monday, December 12th, 2011

More than ever, holiday shoppers are turning to the internet to purchase some or all of their Christmas gifts. Although the internet is very convenient and shoppers can score some great deals, cyber thieves are out there looking for a way to steal your credit card and other personal information. So how can you stay safe while shopping online?

 The Federal Trade Commission recommends a three-pronged approach.

 1. Deter. Safeguard your information in order to deter identity thieves from obtaining your information. Some ways to do this include:

  • Do not click on links in unsolicited emails or pop-up advertisements. Use anti-virus software on your home computer and keep it updated.
  • Do not use obvious passwords.
  • Don’t give out your Social Security number online unless absolutely necessary.
  • Make sure each website on which you make purchases is a secure website.

 2. Detect. Detect suspicious activity involving your identity by monitoring your financial accounts.

  • Be alert for bills do not arrive as expected.
  • Be alert for calls about purchases you did not make or accounts you did not open.
  • Monitor your credit report, either by obtaining free credit reports or by signing up with a monitoring service.
  • Review your account statements for suspicious charges.

 3. Defend. Once suspicious activity is detected, defend yourself against identity theft.

  • Place a fraud alert on your credit reports by contacting the three major credit bureaus – TransUnion, Experian, and Equifax. Creditors will then have certain procedures in place if someone opens an account in your name within 90 days.
  • Close accounts that are fraudulent.
  • File a police report.
  • Make a complaint with the FTC.

 Have you or a loved one been the victim of identity theft or another legal problem? If so, contact the Barber Law Firm in Dallas at 972-231-5800. We will help you evaluate your legal options. Call today to learn more.

Social Media Isn’t Always Good – Don’t Post Damaging Information Online When Involved In A Lawsuit!

Friday, December 9th, 2011

More people than ever before are using social media as a way to stay connected with family and friends. Many of those who use social media forget that the information they post is either public or can be made public at a later date. Unfortunately for some of those users, information posted on social media sites has proved damaging for lawsuits the parties were involved in.

Although social media websites are relatively new, there are already numerous instances of individuals whose personal injury lawsuits were damaged or ruined by posting information online. For example, a woman who sued an office furniture company after falling off an office chair claimed she suffered serious injuries and was confined to her home and bed. However, the furniture company saw that on her Facebook and MySpace pages, from the limited information she had made public that she appeared to have an active lifestyle. A judge later ordered the plaintiff to give the defendant access to her private Facebook and MySpace postings.

As social media continues to become more prevalent, we should see more and more cases like this. Social media can not only damage a personal injury lawsuit – there have also been published cases of debt collectors using Facebook to find debtors, although many courts have banned them from doing so. Facebook can also be a gold mine of information for divorce lawyers. If you are using social media, be smart about it. Be aware that everything you post ultimately has the potential to be made public.

If you are in the Dallas area and you have been injured and expect to be involved in a personal injury lawsuit, contact the Barber Law Firm at 972-231-5800. Our attorneys can guide you through the best way to proceed with your claim. Call us today.

Tips to Prevent Crime this Holiday Season

Monday, December 5th, 2011

 

Although the holidays are supposed to be a festive time, for many Texans they can become a nightmare because of crime. Many criminals target homes during the holiday season, knowing that the homeowners may be out of town and that the homes are filled with gifts. Criminals also target shoppers, knowing they may be carrying extra cash. However, by following a few simple steps you can decrease the odds that you will be a crime victim this holiday season.

First, be careful about whom you tell that you will be out of town. Try to avoid telling anyone except your family and friends. Don’t announce on any social media sites that you will be gone for a week, even if you think that only family and friends can access the information – that is practically an invitation to thieves. If you do go out of town, remember to secure your premises, and consider installing motion detection lights outside. You may also want to use timers inside to turn your lights and your Christmas tree on and off, to give the appearance to any potential burglars that you are home. In addition, don’t display Christmas presents in your front window.

While you are shopping, park in well-lit areas. Be alert when travelling from a store to your vehicle. This will decrease the odds of a burglar viewing you as a potential victim. Don’t display gifts or other purchases in your vehicle’s windows – instead, secure them in the trunk.

Another risk of holiday shopping is that you may be the victim of cyber crime. When shopping online, monitor your credit card purchases online and your Paypal account. Be sure that each website you are using is secure – look for the padlock icon in the status bar, and the https prefix (rather than http) when visiting online stores. Type in each online retailer’s address rather than clicking on a link. In addition, consider using a credit card rather than a debit card while shopping online.

Have you been the victim of holiday crime or a holiday accident? If so, contact the Barber Law Firm at 972-231-5800. We may be able to help.

Home | Firm Overview | Attorney Profiles | Practice Areas | Resources | Referrals | FAQ | Contact Us

Dallas Office: 3102 Maple Ave., 4th Floor, Dallas, TX 75201 214-382-9600
Plano Office: 1000 E. 14th Street, Suite 200, Plano, Texas 75074 972-231-5800
Irving Office: 320 Decker Dr., 1st Floor, Irving, TX 75062 972-231-5975
Grapevine Office: 1701 W. Northwest Hwy, Suite 100, Grapevine, TX 76051 817-329-5095
Fort Worth Office: 9500 Ray White, 2nd Floor, Fort Worth, TX 76244 817-678-0020

Kristopher Barber on Google+

Serving: Dallas|Fort Worth|Addison|Allen|Arlington|Bedford|Carrollton|Coppell|Euless|Farmers Branch|Flower Mound|Frisco|Garland|Grand Prairie|Grapevine|Haltom City|Irving|Keller|Lewisville|McKinney|Mesquite|Murphy|North Richland Hills|Plano|Southlake|The Colony|Trophy Club|Wylie and more.